Certifications & Licenses

Information about Insurance Companies and benefits:

Please note:  There are hundreds of plans offered by the major insurance companies and their mental health benefits vary. In order to obtain the most accurate information, call the telephone number listed on the back of your insurance card for “Mental Health Benefits”.  Most managed care plans suggest that you receive your care from a list of pre-approved providers and they offer the best coverage for these.

Many also offer options for “out-of –network” benefits that you may utilize.  This information can be provided to you when you call customer service. 

Some of the questions you might want to ask:

Is pre-authorization or pre-certification required? (sometimes the first session does not require pre-authorization, but is required for ongoing care to be approved.)

Is there a limit to the # of sessions covered per year. (do they use the calendar year or from the date of first service)

Are there out-of-network benefits ? 

§ Is there a deductible to be met?

§ What is the coverage after the deductible?  Is there a co-pay or co-insurance ? 

If you choose to use “out-of- network” benefits you will pay the therapist out of pocket and receive a bill/receipt  for the services rendered. This bill is sent by you to the insurance company and they send the payment for reimbursement directly to you.  If you are choosing this option, be sure to get the address where you are to send the bill/receipt.